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1300 Virginia Drive

Suite 220

Fort Washington, PA 19034

Toll Free: 888.433.2666

International: +1.215.542.6900

Fax: +1.215.542.6814

inquiries@edcomm.com

Compliance Training | Regulatory Compliance | Edcomm Group

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Seat Time: 2.5hrs - Desc:

This course will teach the learner about credit risk management. The course will provide enhanced discussions pertaining to micro and macro lending, the credit cycle, and the general term of "credit." After completing this program, the learner will be able to:

  • Understand credit scores, bureaus, and reports, and how to use them in lending decisions.
  • Examine how lenders diversify their portfolios and control risk.
  • Describe how to establish the 5 C's of Credit, and detail each phase in the credit cycle.
Seat Time: 0.75hrs - Desc:

This course will introduce the learner to the Community Reinvestment Act (CRA) by detailing the requirements of the Act. The learner will also understand the requirements of Regulation G and the necessity of record retention and performance tests. After completing this program, the learner will be able to:

  • Understand the record-retention requirements and performance tests that institutions must undergo.
  • Describe the Act’s purpose, disclosures, and the necessity of compliance.
  • Understand the effect of the CRA record on applications.

Seat Time: 0.25hrs - Desc:

This course will introduce the learner to the Children's Online Privacy Protection Act, whose primary goal is to place parents in control over what information is collected from their children online. The learner will be able to apply knowledge of the law to commercial websites and online services directed to children under the age of 13. After completing this program, the learner will be able to understand:

  • The roles and responsibilities of operators of aforementioned websites.
  • Exceptions allowing operators to collect a child's email address without obtaining parent consent in advance.
  • Privacy notices subject to the requirements of COPPA.
Seat Time: 1.25hrs - Desc:

This course will familiarize the learner with Check Clearing for the 21st Century Act and the process of check truncation. The learner will be able to recognize substitute checks and understand the legalities surrounding them. After completing this program, the learner will be able to:

  • Differentiate between warranties and indemnities required under Check 21.
  • Make and submit claims for recredits which consumers may ask for under certain conditions.
  • Communicate with customers about Check 21.
Seat Time: 0.25hrs - Desc:

This course will emphasize the importance of regulations passed by the Consumer Financial Protection Bureau (CFPB) by providing the learner with details on the implementation of new rules. Additionally, the learner will be able to prepare his/her institution for CFPB rule compliance. Upon completion of this course, the learner will understand:

  • The Ability to Pay/Qualified Mortgage Rule
  • The ECOA Valuations Rule
  • The TILA Higher-Price Mortgage Loan Appraisal and Escrow Rules
  • The HOEPA Rule and Loan Origination Compensation

Seat Time: 1hrs - Desc:

This course will introduce the learner to the CAN-SPAM Act of 2003, and the regulations and options surrounding consumer email. The learner will begin to understand the examination process surrounding financial institutions and their compliance with federal laws. After completing this program, the learner will be able to:

  • Distinguish between an unsolicited advertisement and an established business relationship.
  • Understand the purpose and use of the Do-Not-Call-Registry.
  • Adhere to the goals of the CAN-SPAM Act.

Seat Time: 3.75hrs - Desc:

This course will introduce the learner to the requirements of the Bank Secrecy Act (BSA) and will offer detailed information regarding compliance with the BSA. The course will familiarize the learner with the Act itself, in addition to how, when, and why to file Currency Transaction Reports (CTRs) and Suspicious Activity Reports (SARs). This course will also demonstrate how BSA requirements pertain to the role of the Universal Banker at the financial institution. After completing this course, the learner will understand:

  • How to complete and file a CTR and a SAR.
  • How to maintain an effective Customer Identification Program (CIP).
  • How the USA PATRIOT Act affects BSA requirements.
Seat Time: 3hrs - Desc:

This course will introduce the learner to the role of the Trust and Investments department in ensuring that the institution remains compliant with all aspects of the Bank Secrecy Act. The course will familiarize the learner with the Act itself, in addition to how, when, and why to file CTRs and SARs.The course will also discuss how to apply BSA requirements to other aspects of the institution’s operations. After completing this course, the learner will understand:

  • How to complete and file a CTR and a SAR.
  • How to maintain an effective Customer Identification Program (CIP).
  • How the USA PATRIOT Act affects BSA requirements.
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